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By accessing or using our website and services, you agree to comply with and be bound by the following terms:Use of ServicesSmithbrook.org provides informational content and digital services related to stock market trading. You agree to use our site responsibly and not engage in any activity that may harm the site or its users.Account and CommunicationWhen you provide your email or other contact information, you consent to receive communications from Smithbrook.org related to your use of the site, including updates and promotional materials. You may unsubscribe at any time.Payments and RefundsAll payments made on Smithbrook.org are processed securely via Stripe. We do not store your payment information. Refunds, if any, are subject to our refund policy and discretion.Intellectual PropertyAll content on Smithbrook.org, including text, graphics, logos, and software, is the property of Smithbrook.org and protected by copyright laws. You may not reproduce or distribute our content without explicit permission.Limitation of LiabilitySmithbrook.org provides information “as is” and makes no guarantees regarding the accuracy, completeness, or results from using our services. We are not liable for any losses or damages arising from your use of the site.Changes to TermsWe reserve the right to modify these Terms of Service at any time. Changes will be posted on this page, and your continued use of the site constitutes acceptance of the updated terms.ContactFor questions about these Terms, please contact us at [email protected]